Stop Being Stupid: Jay Morrison’s Jay Walk series episode 4

February 9, 2019 by Leave a Comment

In episode 4 of Jay Morrison’s Jay Walk YouTube series he talks about one of the most important concepts that can help anyone in any area of life. It is simply this:

Stop being stupid!

The easiest way to get everything that you want out of life is to NOT be stupid. I know what you’re thinking….

DUH!

Before you roll your eyes and click away from this post then we should really define what “stupid” is. The Merriam-Webster dictionary defines stupid as slow of mind or given to unintelligent decisions or acts.

We’ll focus on that second part regarding unintelligent decisions or acts.

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Charm and Disarm: Jay Morrison’s Jay Walk episode 3

February 2, 2019 by Leave a Comment

Today’s lessons learned from Jay Morrison are taken from episode 3 of his “Jay Walk” YouTube series. In this episode he talks about the principle he calls “Charm and Disarm”.

(See episode 3 here)

The entire premise is based on making life easier for yourself by “putting your best foot forward”.

Send positive signals with your appearance

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Stop Being Scared of Ghosts: Jay Morrison’s Jay Walk episode 2

January 26, 2019 by Leave a Comment

On the second episode of Jay Morrison’s Jay Walk YouTube series he advises everyone to “Stop Being Scared of Ghosts” (see video here).

This is really good advice that almost everyone needs to hear. What he was talking about is the tendency of people to be afraid of things that might happen. Too many of us stress over potential bad news or negative outcomes.

Don’t be afraid of things before they actually happen

This is the main point of the video and relates closely to the first episode of his Jay Walk series.

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Never Tell Yourself No: Jay Morrison’s Jay Walk episode 1

January 17, 2019 by Leave a Comment

Recently Tulsa Real Estate Fund founder Jay Morrison started a new video series on Youtube called Jay Walk. It’s his way of giving advice to the Black community on how to maneuver successfully in life and business. The first video in the series was called “Never Tell Yourself No!” (click here to watch)

I thought it was really good advice and needs to be shared. This is a concept that most of us need to internalize. I know that I need to.

Here are the key takeaways:

Never quit before you start

This is the major point that Jay is trying to make. Never telling yourself no doesn’t mean go out and buy yourself whatever you want on impulse or never delaying instant gratification.

What he meant was that you should never give up on something you want to achieve before even trying. Too many people don’t try big things because they talk themselves out of it. Personal development expert Brian Tracy says that people attempt their goals an average of less than one time.

Less than one time.

That’s crazy.  People quit before they even start. This is due to a lack of self confidence.

Don’t let that be you.

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Respect Your Shoebox like Rick Ross

January 14, 2019 by Leave a Comment

Recently I came across a Youtube video from Tidal the music streaming service. They have a series called Side Hustle where they profile artists doing business outsiode of the music industry. Their first episode featured rapper Rick Ross and he said something I found interesting.

(see video here: Rick Ross on Tidal Side Hustle)

When the host asked what advice he would give people who didn’t have money like him he said that it isn’t about having a Rick Ross-sized bank account. He said:

It’s all about respecting your shoebox…

Respect Your Shoebox

That phrase stood out to me. By “shoebox” he meant where-ever you stash your money like a savings account or a literal shoebox that you might throw cash in.

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How To Kickstart Your Savings

November 8, 2018 by Leave a Comment

Photo Credit: mymoneypet via Compfight cc

Having trouble getting your savings started? We’ve all been there. Some of us are still there. It can be hard mentally to get into the savings habit.

One of the biggest problems is people thinking they don’t make enough to save anything at all. After paying bills, buying food and just living life there’s nothing left over. That must mean there isn’t enough money to save, right?

You’ve got to get over that. If we’re honest with ourselves we know that we waste more money than we admit. If you don’t plan your finances it’s easy for certain items to eat your whole paycheck. For me it’s fast food and snacks.

Cutting back on that waste can be the building blocks for your savings account. I’m not telling you to cut out all luxuries and deprive yourself completely. I’m not even telling you to create a budget if you don’t already have one. There are painless ways to get your savings up and running. [Read more…]

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Get Creative or Get Run Over

April 14, 2018 by Leave a Comment

If you’ve got money problems then you’re probably pretty stressed. With money problems come all kinds of other problems.

Without money then you can’t eat properly. Health problems.

Without money then you can’t afford a good place to stay. Housing problems.

Without money then you fight with your significant other. Relationship problems.

Like I said, all kinds of problems.

Now, what do you do with problems? You solve them!

You don’t cry about them. You don’t whine or complain about them. You don’t post about them on social media. No moaning, no groaning.

You solve your problems. You face them and tackle them head-on.

How do you do that? [Read more…]

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Earn Your Weekend

March 30, 2018 by Leave a Comment

Most people spend all day at their job looking forward to the weekend. Working 5 days a week to make enough money to spend on 2 days worth of entertainment. People drink away their whole paycheck and have nothing to show for it in the morning except a hangover.

A hangover. That’s it. A headache to remind you of all the “fun” that you had the night before.

Please don’t be 1 of these people. Especially if you’re broke.

Don’t drink to forget your pain. Get rid of your pain. (That goes for all areas of your life by the way, not just money.)

If you’ve got money problems, do NOT take weekends off. You don’t deserve them.

If your money problems keep you up at night then why are you trying to sleep in on Saturdays? Money never sleeps so while you’re relaxing in bed then your money problems are likely getting worse.

There is no rule that says that human beings deserve 2 days off every single week.

Celebrations are for when something goes well. If you’re poor then you shouldn’t be partying. If your finances are messed up then what is there to celebrate?

If your money problems keep you up at night then why are you trying to sleep in on Saturdays? #WML

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If you want to have fun on the weekends then you need to earn it. If you haven’t done everything that you possibly can during the week then what makes you think you deserve days off anyway?

Don’t spend money that you don’t have and make your problems worse.

When it’s quitting time at your job then YOUR time begins. You need to get about the business of YOU.

This is when you really put in the work.

Remember, you’re the only one responsible for your life so you need to be on it 24/7. That means working on weekends if you have to.

That could mean a part-time job. Or it could mean earning a degree to get the skills that will increase your income. Or it could mean creating assets like books or courses that you can sell. Or investing in real estate.

Whatever it is, you keep doing it until you pull yourself out of your financial hole. You may need some rest but no relaxing.

Until your money’s right, forget about parties and drinking all night. Forget about YOLO.

Get serious about your life and start squeezing as much as you can out of your “days off”.

Maximize your days and earn your weekend.

 

 

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6 reasons Why you need Life Insurance

March 8, 2018 by 1 Comment

Most adults don’t have life insurance. This is unfortunate because life insurance is an important part of any financial plan. Life insurance is vital for anyone who has people depending on them financially.

The main reason people don’t have it is because it’s connected to death. No-one likes to think about their own death but it’s going to happen to all of us sooner or later. We all need to be prepared for when that day comes.

No-one likes to think about their own death but it’s going to happen to all of us sooner or later

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Too many people are walking around without life insurance and thinking that they don’t need it. If you have children then you definitely need it.

The money isn’t for you, it’s for the ones you leave behind. Your responsibility to your family doesn’t end when you die. If you’re wondering if you really need life insurance then here are 5 reasons why:

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3 Secrets to Fixing your Money Problems

February 18, 2018 by Leave a Comment

You’ve got money problems that you want to fix. All money problems fall into 2 broad categories, either you’ve got too much or too little. Most of us have too little.

What we’re going to talk about today is fixing problems that happen because of not having enough money.

You know what I’m talking about. Not being able to afford nice things that you really want. Can’t go on vacation. Choosing how hungry you are by how much the food costs on the menu. Not having enough month at the end of the money.

You get the point.

Time to fix your money problems. Here are 3 secrets that will help you get that done:

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