How to Pay Your Rent Without going Broke

For many people the 1st of the month is a stressful time. No partying that weekend. No eating out. No shopping sprees. Kids have to stay in the house…

It’s time to pay rent.

Too many people are out here broke around the 1st of the month because they just paid their rent. They say they have no money because they gave the majority of their paycheck to the landlord. I’ve run into this so much that it’s become obvious to me that this must be really common.

If this applies to you then here’s my simple piece of advice for you to stop this madness:

[Read more…]

The Art of Repetition: Jay Morrison’s Jay Walk episode 6

Today’s lesson learned from Jay Morrison of the Tulsa Real Estate Fund is based on episode 6 of his “Jay Walk” YouTube lecture series. This episode was called “The Art of Repetition” and can be seen here.

Jay gives one of the best pieces of advice for anyone looking for success no matter what it is or how they define it.

So many of us are frustrated that we haven’t gotten things or accomplished goals as fast as we would like. Sometimes we humans just have a microwave mentality and expect instant results. Too bad life doesn’t always work that way.

Jay talks about how repetition is key to getting what we want out of life.

[Read more…]

Thug Motivation: Jay Morrison’s Jay Walk episode 5

Continuing with our commentary on Jay Morrison’s Jay Walk Youtube series today we talk about episode 5, “Thug Motivation”. (You can see the video here).

In this video he talks about dealing with adversity and the options we have for doing so. Jay says there are really only two options: fight or fold.

We will all run into setbacks sooner or later. There will be times when you lose friends, deals, lovers, money, you name it. Unexpected things will happen to disrupt your plans no matter how well you plan. It happens to the best of us.

Bad things happen to good people.

You are no exception.

You will have to decide how you’re going to face your trials and tribulations. Like Jay said, there are only two options:

[Read more…]

Stop Being Stupid: Jay Morrison’s Jay Walk series episode 4

In episode 4 of Jay Morrison’s Jay Walk YouTube series he talks about one of the most important concepts that can help anyone in any area of life. It is simply this:

Stop being stupid!

The easiest way to get everything that you want out of life is to NOT be stupid. I know what you’re thinking….


Before you roll your eyes and click away from this post then we should really define what “stupid” is. The Merriam-Webster dictionary defines stupid as slow of mind or given to unintelligent decisions or acts.

We’ll focus on that second part regarding unintelligent decisions or acts.

[Read more…]

Charm and Disarm: Jay Morrison’s Jay Walk episode 3

Today’s lessons learned from Jay Morrison are taken from episode 3 of his “Jay Walk” YouTube series. In this episode he talks about the principle he calls “Charm and Disarm”.

(See episode 3 here)

The entire premise is based on making life easier for yourself by “putting your best foot forward”.

Send positive signals with your appearance

[Read more…]

Stop Being Scared of Ghosts: Jay Morrison’s Jay Walk episode 2

On the second episode of Jay Morrison’s Jay Walk YouTube series he advises everyone to “Stop Being Scared of Ghosts” (see video here).

This is really good advice that almost everyone needs to hear. What he was talking about is the tendency of people to be afraid of things that might happen. Too many of us stress over potential bad news or negative outcomes.

Don’t be afraid of things before they actually happen

This is the main point of the video and relates closely to the first episode of his Jay Walk series.

[Read more…]

Never Tell Yourself No: Jay Morrison’s Jay Walk episode 1

Recently Tulsa Real Estate Fund founder Jay Morrison started a new video series on Youtube called Jay Walk. It’s his way of giving advice to the Black community on how to maneuver successfully in life and business. The first video in the series was called “Never Tell Yourself No!” (click here to watch)

I thought it was really good advice and needs to be shared. This is a concept that most of us need to internalize. I know that I need to.

Here are the key takeaways:

Never quit before you start

This is the major point that Jay is trying to make. Never telling yourself no doesn’t mean go out and buy yourself whatever you want on impulse or never delaying instant gratification.

What he meant was that you should never give up on something you want to achieve before even trying. Too many people don’t try big things because they talk themselves out of it. Personal development expert Brian Tracy says that people attempt their goals an average of less than one time.

Less than one time.

That’s crazy.  People quit before they even start. This is due to a lack of self confidence.

Don’t let that be you.

[Read more…]

Respect Your Shoebox like Rick Ross

Recently I came across a Youtube video from Tidal the music streaming service. They have a series called Side Hustle where they profile artists doing business outsiode of the music industry. Their first episode featured rapper Rick Ross and he said something I found interesting.

(see video here: Rick Ross on Tidal Side Hustle)

When the host asked what advice he would give people who didn’t have money like him he said that it isn’t about having a Rick Ross-sized bank account. He said:

It’s all about respecting your shoebox…

Respect Your Shoebox

That phrase stood out to me. By “shoebox” he meant where-ever you stash your money like a savings account or a literal shoebox that you might throw cash in.

[Read more…]

How To Kickstart Your Savings

Photo Credit: mymoneypet via Compfight cc

Having trouble getting your savings started? We’ve all been there. Some of us are still there. It can be hard mentally to get into the savings habit.

One of the biggest problems is people thinking they don’t make enough to save anything at all. After paying bills, buying food and just living life there’s nothing left over. That must mean there isn’t enough money to save, right?

You’ve got to get over that. If we’re honest with ourselves we know that we waste more money than we admit. If you don’t plan your finances it’s easy for certain items to eat your whole paycheck. For me it’s fast food and snacks.

Cutting back on that waste can be the building blocks for your savings account. I’m not telling you to cut out all luxuries and deprive yourself completely. I’m not even telling you to create a budget if you don’t already have one. There are painless ways to get your savings up and running. [Read more…]